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Home appliance loan We have introduced this loan scheme to provide goods under an easy payment system, aiming to reduce the financial burden associated with purchasing household electrical appliances, furniture, and other machinery. This scheme is available to both our members and non-members, ensuring that everyone has access to the essential items they need without financial strain.
Eligibility Criteria
- Applicants must reside permanently within a 20km radius of our service branch.
- Willingness to adhere to the agreed-upon repayment schedule for the appliance purchase.
- The applicant must provide suitable guarantors based on the requested loan amount.
Key Features
- Access to essential home appliances with a minimal initial payment.
- Applicants must be between the ages of 18 and 55 years.
- Funds are typically disbursed quickly, allowing for immediate appliance purchase.
Benefits
Cost
of Work
Who can apply for a Home Appliances Loan?
Individuals over 18 years with a steady income can apply.
What appliances are covered under the loan?
TVs, refrigerators, washing machines, microwaves, and other household electronics.
What is the repayment period?
Flexible repayment plans from 6 to 36 months.
Is a guarantor required?
A guarantor may be required based on your credit history.
Can I apply online?
Yes, you can apply online through the WGI loan portal.
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